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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Rio Rancho, Albuquerque and Corrales real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in Rio Rancho, Albuquerque and Corrales, New Mexico

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Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Q	What island in the St. Lawrence River was given away on a television game show in 1964?
A	Price is Right Island was given away by Bill Cullen on "The Price is Right."
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Christian Juarez, REALTOR®, real estate agent and broker for Rio Rancho, Albuquerque and Corrales, New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Christian Juarez
Keller Williams Realty
9201 Montgomery Blvd., NE Building 101
Albuquerque, NM 87111
505-553-0594
Fax: 505-883-9244
Website email: ChristianJuarez@NUMBER1EXPERT.com
Personal email: Help@MyRealtorChristian.com
My goal is to gain as much knowledge as possible to be able to educate my clients on one of their most important transactions of their lives!

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NUMBER1EXPERT™ in real estate for Rio Rancho, Albuquerque and Corrales, New Mexico, Hablo Español, Spanish speaking

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